New York auto accident law Firm Accident Law

An attorney for car accidents is your advocate and will ensure that your side of the story gets heard. He or she will argue your case to a judge or jury, if necessary, and bargain with the insurance company.

Some states use the tort liability system as it is in common practice and others have no fault or add on auto accident law firms insurance laws. In any case, auto accident Law firm there are strict time limitations, referred to as statutes or limitations that must be followed.

Fault

Determining who is responsible is an important part of the insurance and legal claims process. It may seem obvious in some cases, such as rear-end collisions. However, often it is not the case. The state laws and facts of each instance are used to determine fault. Some states use pure comparative negligence. In this case, the percentage of fault you bear in an accident determines what damages you can claim.

Even if you're determined to be more than 51% accountable and liable, you could still have a an opportunity to recover some of your losses through additional coverage, such as MedPay or PIP policies. In addition, some states have modified comparative fault. These laws allow injured drivers to use their own insurance to cover expenses even if they're found partially responsible for the collision.

It's normal to be upset and feel the need to blame someone else following an accident. However, this could backfire and result in costly mistakes in the end. A competent lawyer can assist you in avoiding these traps and get the answers you require quickly and precisely.

Damages

Damages are monetary payments that compensate victims for financial loss they suffered due to another party's negligent actions. This kind of compensation could be used to cover a variety of losses, such as medical expenses, lost wages or income as well as damage to the vehicle. A car accident lawyer will review invoices, receipts and other financial documents to accurately determine the amount of special damages you're owed.

Non-economic damages can be difficult to quantify and include intangible damages like pain and suffering. Insurance companies are known to undervalue this type of compensation. It is essential to consult a skilled tort attorney to make sure that your damages have been appropriately valued.

If you have suffered serious injuries or losses exceed the policy limits in New York, you may be able to escape the no-fault laws and sue for both economic and noneconomic damages, including pain and suffering. However, because New York is a comparative negligence state, the amount you recover will be reduced by the percentage of fault attributed to you. An experienced attorney will be able to maximize the damages you are entitled to.

Statute of Limitations

In the case of a car accident the statute of limitation is the period in which you have to sue to recover damages. Typically, this is three years, but it can differ based on the type of lawsuit and auto Accident law firm the state's laws.

Statutes of limitations are important because they ensure that any claims in court can be thoroughly investigated before the deadline runs out. After this time it might be difficult to find witnesses. Physical artifacts, such as tire marks and other debris could disappear or erode, and public records might be misplaced.

As the years pass, witnesses tend to forget important information. It's not realistic to think that eyewitnesses would recall all the details of a car crash that occurred 15 years ago. A statute of limitations also prohibits plaintiffs from filing legal action too soon after an incident because it could prejudice the jury against them. It is crucial to contact a New York auto accident lawyer as early as you can to start the process.

Insurance

New York law requires all drivers to have insurance on their vehicles. This type insurance covers the policyholder's and their passengers' financial losses, regardless of the cause. This kind of insurance is also known as Personal Injury Protection (PIP) or no-fault insurance.

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of coverage compensates victims who have been injured by uninsured, insufficiently insured, or hit-and-run drivers. UM/UIM is typically available in the amount of $25,000 for a person and $50,000 per accident.

The policyholder is protected under Bodily Injury liability in the event that the third party sues them for damages such as medical bills or property damage. Third parties may also make a claim for pain and suffering when the injury is severe enough to warrant it. However, most third-party claims are resolved through insurance companies. Bringing a skilled lawyer on board can help to ensure that you recover the maximum amount of damages available to you.

Contact an Attorney

Car accidents can be stressful and expensive. From vehicle injuries to medical costs to lost wages, they can be costly. A lawyer can help determine who the primary cause of the accident was, and seek compensation from the party responsible.

A lawyer can also make sure that your claim covers the totality of your losses and expenses. They will take into account your current and potential financial costs in addition to your physical and mental distress. They will also take into account the effects of the injuries you sustained on your health.

In New York, if the negligent driver did not have insurance or only the minimum amount required by law, you might be able recover the amount under your policy's uninsured motorist coverage (UM). This option can be discussed with an attorney.

It is important to partner with a seasoned lawyer for car accidents. Their training and experience put them in an ideal position to get you the compensation you deserve. Your lawyer will inform the insurer of the defendant know that you're willing to take on the case. This usually results in an increase in the settlement offer.